*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Be Vietnam Pro",system-ui,-apple-system,Segoe UI,sans-serif;color:#14161A;background:#fff;-webkit-font-smoothing:antialiased;text-wrap:pretty}
a{color:#B4262B;text-decoration:none}a:hover{color:#8E1D22;text-decoration:underline}
img{max-width:100%}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.hdr{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid #E3E5E9}
.hdr-in{display:flex;align-items:center;gap:24px;height:72px}
.brandmark{display:flex;align-items:center;gap:10px}
.brandmark img{height:26px;width:auto;display:block}
.brandmark span.div{width:1px;height:22px;background:#D8DBE0;display:block}
.brandmark span.sub{font-size:11px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:#6B7280;line-height:1.3}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{padding:26px 12px 24px;font-size:14.5px;font-weight:500;color:#4A4F57;white-space:nowrap;border-bottom:2px solid transparent;text-decoration:none}
.nav a:hover{color:#14161A;text-decoration:none}
.nav a[aria-current]{color:#14161A;border-bottom-color:#B4262B}
.btn{display:inline-block;background:#B4262B;color:#fff;border:none;border-radius:4px;padding:14px 22px;font-size:15px;font-weight:600;cursor:pointer;text-decoration:none;white-space:nowrap}
.btn:hover{background:#8E1D22;color:#fff;text-decoration:none}
.btn.sm{padding:11px 18px;font-size:14px}
.btn.alt{background:#fff;color:#14161A;border:1px solid #D8DBE0}
.btn.alt:hover{background:#fff;color:#14161A;border-color:#14161A}
.burger{display:none;margin-left:auto}
.mnav{display:none;border-top:1px solid #E3E5E9;background:#fff;padding:8px 24px 16px;flex-direction:column}
.mnav a{padding:14px 2px;font-size:15px;font-weight:500;color:#14161A;border-bottom:1px solid #EFF1F4;text-decoration:none}
#mtoggle{display:none}
#mtoggle:checked ~ .mnav{display:flex}
section{border-bottom:1px solid #E3E5E9}
.pad{padding:56px 0}
.grey{background:#FAFBFC}
.eyebrow{font-size:12px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#6B7280}
.eyebrow.red{color:#B4262B}
h1{margin:14px 0 0;font-size:40px;line-height:1.15;font-weight:800;letter-spacing:-.02em}
h2{margin:0;font-size:22px;font-weight:700}
h3{margin:0;font-size:16.5px;font-weight:700}
p.lead{margin:16px 0 0;font-size:16.5px;line-height:1.65;color:#4A4F57;max-width:70ch}
.card{background:#fff;border:1px solid #E3E5E9;border-radius:6px;padding:24px}
.g{display:grid;gap:20px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.hero{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start;padding:72px 0 76px}
.badge{display:inline-flex;align-items:center;gap:8px;border:1px solid #E3E5E9;background:#fff;border-radius:3px;padding:6px 11px;font-size:12px;font-weight:600;color:#4A4F57}
.dot{width:7px;height:7px;border-radius:50%;background:#2E7D4F;display:block}
.legal{border:1px solid #E3E5E9;border-radius:6px;background:#fff;overflow:hidden}
.legal .row{display:grid;grid-template-columns:200px 1fr;gap:16px;padding:14px 22px;border-bottom:1px solid #F0F1F4}
.legal .row dt,.legal .row .k{margin:0;font-size:13.5px;color:#6B7280}
.legal .row dd,.legal .row .v{margin:0;font-size:14.5px;font-weight:600;line-height:1.5}
.legal .head{padding:16px 22px;border-bottom:1px solid #E3E5E9;display:flex;justify-content:space-between;gap:12px;align-items:center}
.chip{font-size:11px;font-weight:600;color:#2E7D4F;border:1px solid #CDE5D8;background:#F2F9F5;border-radius:3px;padding:4px 8px}
.strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#E3E5E9;border:1px solid #E3E5E9;margin-top:20px}
.strip .cell{background:#fff;padding:22px 18px;display:flex;flex-direction:column;gap:12px}
.logobox{height:44px;display:flex;align-items:center}
.logobox img{max-height:44px;width:auto;object-fit:contain}
.bcard{background:#fff;border:1px solid #E3E5E9;border-radius:6px;display:flex;flex-direction:column}
.bcard .lg{height:96px;border-bottom:1px solid #EFF1F4;background:#FCFCFD;padding:18px 24px;display:flex;align-items:center;justify-content:center}
.bcard .lg img{max-height:60px;width:auto;object-fit:contain}
.bcard .bd{padding:22px 24px 24px;display:flex;flex-direction:column;gap:10px;flex:1}
.rule{width:34px;height:3px;background:#B4262B}
.num{width:30px;height:30px;border-radius:50%;background:#14161A;color:#fff;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700}
.note{border:1px solid #E3E5E9;border-left:3px solid #B4262B;border-radius:4px;background:#FDFAFA;padding:18px 22px}
.chan{display:flex;align-items:center;gap:18px;border:1px solid #E3E5E9;background:#fff;border-radius:6px;padding:22px 24px;text-decoration:none;color:#14161A}
.chan:hover{border-color:#14161A;color:#14161A;text-decoration:none}
.chan.z{background:#B4262B;border-color:#B4262B}
.chan.z:hover{background:#8E1D22;border-color:#8E1D22}
.diagram{border:1px solid #E3E5E9;border-radius:6px;background:#FAFBFC;padding:30px 28px}
.dgrid{margin-top:22px;display:grid;grid-template-columns:1fr auto 1fr;align-items:center}
.dmid{display:flex;align-items:center;min-width:170px}
.dline{flex:1;height:1px;background:#C9CDD4}
.darrow{width:0;height:0;border-top:4px solid transparent;border-bottom:4px solid transparent;border-left:6px solid #C9CDD4}
.dhub{flex:0 0 auto;width:84px;height:84px;border-radius:50%;background:#B4262B;color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center}
footer{background:#14161A;color:#A8ADB5;border:0}
footer a{color:#A8ADB5}footer a:hover{color:#fff}
footer .cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:40px;padding:52px 0 40px}
footer .lbl{font-size:12px;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:#fff}
footer .bot{border-top:1px solid #262A31}
ul.list{margin:16px 0 0;padding-left:18px;display:flex;flex-direction:column;gap:10px;font-size:15px;line-height:1.6;color:#4A4F57}
@media(max-width:1079px){.nav{display:none}.burger{display:inline-block}.g4,.strip{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{grid-template-columns:1fr;gap:36px;padding:48px 0 56px}h1{font-size:32px}}
@media(max-width:860px){.g2,.g3,footer .cols{grid-template-columns:1fr}.dgrid{grid-template-columns:1fr}.dmid{min-width:0;flex-direction:column;padding:14px 0}.dline{width:1px;height:22px;flex:0 0 auto}.darrow{border-left:4px solid transparent;border-right:4px solid transparent;border-top:6px solid #C9CDD4;border-bottom:0}}
@media(max-width:560px){.g4,.strip{grid-template-columns:1fr}.legal .row{grid-template-columns:1fr;gap:4px}h1{font-size:27px}.pad{padding:40px 0}}